1. Introduction

At Xavuraga, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you interact with our intelligent monitoring systems for auto insurance and telematics services.

2. Information We Collect

We collect the following types of information:

• Personal information (e.g., name, address, contact details)
• Vehicle information (e.g., make, model, year, VIN)
• Driving data collected through telematics devices (e.g., speed, acceleration, braking patterns, mileage)
• Insurance policy information
• Website usage data and analytics

3. How We Use Your Information

We use the collected information for the following purposes:

• Calculating and adjusting insurance premiums based on driving behavior
• Improving our smart insurance products and services
• Providing personalized driving insights and recommendations
• Processing insurance claims
• Complying with legal and regulatory requirements

4. Data Sharing and Disclosure

We may share your information with:

• Insurance partners and underwriters
• Service providers and technology partners
• Legal and regulatory authorities when required by law

We do not sell your personal information to third parties.

5. Data Security

We implement industry-standard security measures to protect your data from unauthorized access, disclosure, alteration, and destruction. This includes encryption, secure data storage, and regular security audits.

6. Your Rights and Choices

You have the right to:

• Access and review your personal information
• Request corrections to your data
• Opt-out of certain data collection and use practices
• Request deletion of your data, subject to legal and contractual obligations

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting a prominent notice on our website or sending you a direct communication.

8. Contact Us

If you have any questions or concerns about our Privacy Policy or data practices, please contact us at: